Insurance

 

Life Insurance

 

Fee Based Insurance Policy Review

Trust Fiduciary Policy Reviews

Coverage Analysis and Recommendations

Term Life

Whole Life

Universal Life

Variable Life

Survivorship Life

Irrevocable Trust Insurance Funding

Premium Financed Insurance

Key-Person Insurance

Buyout Insurance

Split-Dollar Loan & Endorsement Plans

Private Split Dollar

COLI/BOLI

DBO Plans

ESOP Repurchase Liability Funding

Viatical Settlements

 

Disability Insurance

 

Fee Based Disability Policy Review

Coverage Analysis and Recommendations

Individual Disability

Group STD & LTD

Disability Carveout

Disability Wage Continuation Plans

Disability Overhead Expense

Disability Buyout

Key-Person Disability

 

Long-Term Care Insurance

 

Individual Policies

Employer Sponsored Multi-Life LTC

Group Long-Term Care

Executive Carveout Long-Term Care

Association Long-Term Care

 

Employee Benefits

 

Health Plans

Dental Plans

Vision Plans

Cafeteria 125 Plans

LTD Plans

STD Plans

LTC Plans

 

Insurance Companies Represented

 

All American Life Insurance Company

 Massachusetts Mutual Group

Allianz

 MetLife/LTC

American General Life Insurance Company

 National Life of Vermont

American General Life Insurance Company of NY

 Nationwide Financial

American Mayflower Life Insurance Company NY

New England Life Insurance Company 

American National

 New York Life Insurance and Annuity Corporation

Ameritas

 North American Company

AXA Equitable Life Insurance Company

Pacific Life and Annuity Company 

Aviva

 Pacific Life Insurance Company

 Bankers Life of NY

 Penn Mutual

 Banner Life

 Phoenix Life Annuity Company

 Canada Life

 Phoenix Life Insurance Company

  Columbus Life

 Presidential Life

  Continental Assurance (CNA) LTC

 Principal Financial

  Coventry First, LLC

Protective Life

 

  Empire General

Penn Mutual

 

  Fidelity & Guaranty Life Insurance Company

Protective of NY

 

  First Global Financial & Insurance Services

Prudential Life Insurance Companies 

  First Penn Pacific Life

 Security Mutual Life

  First Colony Life Insurance Company

State Life Insurance Company

  F&G Companies

Sun Financial

 General American Life Insurance Company

 

Sun Life Assurance Company of Canada

 Genworth Life Insurance Company

Sun Life Insurance Company of America 

 Genworth Life and Annuity Insurance Company

TransAmerica Life Insurance

 

 Great American

 Union Central Life

 Guardian

 United of Omaha

 Hartford Life and Annuity Insurance Company

Unum Provident

 Indianapolis Life

 US Financial Life Insurance Company

 ING-ReliaStar Life Insurance Company

US Life Insurance Company

 

 ING-ReliaStar Life Insurance Company of New York

USG Annuity & Life 

 ING-Security Life of Denver Insurance Company

NYLIFE Insurance Company of  Arizona 

 Jefferson Pilot Financial

 West Coast Life

 John Hancock Life Insurance Company

 William Penn of New York

 John Hancock Variable Life Insurance Company

Advanced Settlements, Inc.

 John Hancock Life Insurance Company (U.S.A.)

M&M Brokerage Services, Inc. 

 John Hancock Life Insurance Company of New York

 Highland Capital Brokerage, Inc.

 Lincoln Benefit Life Company

 Total Financial & Insurance Services, Inc

 Lincoln Financial Companies

NFP Securities, Inc.